Freecall 1800 025 241


Understanding Socially Responsible Investing (SRI)

Choosing where your super savings are invested is an important decision, and can be based on many factors including your attitudes and tolerance to risk, your investment timeframe, and your stage of life.

Socially responsible investment takes environmental, social, governance (ESG) or ethical considerations into account for the investment selection and management process, which can be important factors for some investors. SRI investing may involve avoiding investment in companies that have material exposure to the production of alcohol, tobacco, armaments, gambling and nuclear power.

While there isn’t sufficient evidence to prove that ethical investing delivers better investment returns over the long term, supporters of SRI investing raise a number of points to explain how ethical investments can potentially perform just as well or even better than traditional investments, including:

  • Companies that focus on minimising social and environmental risks or work to provide solutions to issues like climate change and commodity scarcity may be more competitive and well-placed in the future.
  • The SRI screening process eliminates companies that engage in unsustainable business practices or contribute to environmental and social problems. This could lead to reduced profitability as they face risks of government regulation or consumer boycotts.

The SRI/Ethical investment option was our strongest performing option in the 2015/16 financial year, and in 7 of the last 10 years, has achieved a higher investment return than the Nationwide MySuper / Diversified option. These two investment options have an identical target asset allocation, with the key difference being the SRI/Ethical option includes investments in share funds which are designated as Socially Responsible Investments (SRI).

Do your homework

For detailed information on our investment options, you can read the Product Disclosure Statement and Investment Guide, or give us a call. We can put you in touch with a Super Adviser* who can help you with making decisions about your super, over the phone.

If you wish to change how your current Nationwide Super balance and your future contributions will be invested, simply log into your MemberAccess account.

*Financial advice is provided through Nationwide Super’s relationship with Link Advice Pty Ltd, Australian Financial Services Licence 258145.
Woman saving money in a piggybank - representing making extra contributions to her superannuation

How To Boost Your Super

Your superannuation is a key investment when it comes to saving for your retirement, and there are ways you can boost these savings. Your employer will contribute an amount equal to 9.5% of your salary into your super, and you may also contribute additional money as Concessional Contributions or Non-Concessional Contributions. Find out more.

Keep Reading

wedding couple at night with lighting and cafe in background

How Life Events Affect My Super

Life changes that can affect your super include a variety of events that most people will encounter at some point in their lives. Some of these types of events include starting a job, getting married, buying a home, having children, getting a tax refund or an inheritance, getting a separation or divorce, the death of a spouse, having an illness, redundancy, or losing a job. Learn more.

Keep Reading

Retired man drinking a coffee

What is the Age Pension?

The Age Pension is a government income support payment paid to eligible Australians who have reached Age Pension age.  The Age Pension is income and assets tested which means the amount you can get will depend on any other income you receive (from super, investments and paid work) and on the assets you own. Learn more.

Keep Reading

Young woman with a piggy bank, representing savings and superannuation for retirement

Planning Ahead For Your Desired Retirement

If you desire to live large during your retirement, you may need up to $1 million to finance your lifestyle. Getting there will require more than the Age Pension. You will need to consider additional strategies like boosting your super savings or extra investment. Learn more.

Keep Reading

Before you leave...
Are you a small business owner?
Submit your email address to receive a FREE Website Marketing Report, and tips to help you manage your business.