Aims to produce an investment return of at least 3% in excess of the average rate of inflation (measured by the Consumer Price Index for Australia) over a rolling 7 year period (as at 30 June). This objective is also considered appropriate over rolling 10 and 20 year periods.
The option is designed for members who want a moderate level of return over the medium term. There will be some fluctuations in returns from year to year. This option provides balanced investment diversification by investing across a wide range of growth and defensive assets, namely Australian and global shares, property, fixed income, infrastructure, alternative investments and cash.
Risk of a negative return in a 20 year period †
Suggested minimum investment timeframe (years)
May suit investor type
† Estimated number of negative annual returns over any 20 year period. Source: Mercer Investments (Australia) Ltd.