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Income Protection – Insurance for peace of mind

Income Protection cover provides a replacement income of up to 85% (including 10% contribution to super) of your income if you are unable to work due to illness or injury. Also known as ‘Salary Continuance Insurance’, it provides a monthly benefit for up to 2 years or to age 65 and offers various waiting periods to suit your needs.

Unlike Death & TPD cover, Income Protection insurance is not provided automatically within your Nationwide Super account and you must apply and be accepted for it.

Insurance costs

The premium cost of Income Protection depends on your age, waiting period and benefit period selected, your gender and occupation rating. Refer to our Insurance Guide for more details.

Applying is easy

To apply for additional insurance cover, simply apply online through your MemberAccess account or complete the Insurance Application form.