Occupational ratings are based on the classification that the insurer applies to the nature of your occupation. The below descriptions may assist you to determine which occupation rating applies to you.
You can also use this simple Online Occupation Declaration tool to determine whether you are eligible to change your occupation rating, and submit your declaration. Alternatively, you can download the Insurance Occupation Declaration form to complete and return to us.
Death & TPD Cover
|White collar||To qualify as a white collar worker, you need to:
||Receptionist, IT worker, Accounts clerk|
|Professional||To qualify as a professional worker, you need to meet the above white collar requirements as well as:
||Pharmacist, Qualified Accountant (CA,CPA), Lawyer|
|Standard||Any worker who does not meet the criteria for either of the above occupation ratings||Carpenter, Cafe owner, Warehouse worker|