Super can sometimes be forgotten during a break-up. However, it is treated like property and often gets divided between both parties by agreement or by court order. Learn more.

Salary sacrifice is when you choose to have your employer regularly pay some of your salary into super instead of taking the money as after-tax pay.  The salary you ‘sacrifice’ is paid directly into your super fund before income tax is taken out. Learn more.

Your super is generally ‘preserved’ and cannot be accessed until you meet a condition of release, such as reaching your preservation age, suffering a terminal medical condition or severe financial hardship. Learn more.

Though it seems far away when you are young, it is never too early to start saving for your future.  Superannuation is a good way to save for retirement. However, many underestimate the amount of money they will need to retire. Here are some tips to help you grow your super savings in the early years.