Research shows 25% of Aussies are not paying off debt even though they’re sitting on cash savings. There can be perfectly logical reasons to hold both debt and savings. The problem is, co-holding could be costing you dearly. Let’s do the sums to see why.

You may be aware that interest-only loans came under the scrutiny of banking watchdog APRA early in 2017. In a bid to take the heat out of the property market and protect consumer interests, APRA introduced new limits to the volume of interest-only loans that banks and other lenders can offer. Learn more.

When it comes to saving money it pays to sweat the small stuff. A raft of everyday banking fees could be gouging a hole in your finances. Find out how you can save $500 annually.