Freecall 1800 025 241


Is a financial adviser worth the cost?

When it comes to working with a financial adviser, it’s important to understand how to make the most of their expertise and skills.

Is it possible to have too many choices?

When it comes to managing your finances, it can certainly feel that way. It may especially ring true if you have complex financial arrangements – and these are outside super.

Working with a financial adviser can help to take a step back and look at your complete financial picture, putting things into better perspective. An adviser will focus on your unique goals and objectives, drawing on years of experience and expertise, as well as specialised knowledge and skills, to create a financial plan to help you achieve your goals. It could also become an ongoing relationship that gives you peace of mind, knowing that a professional is managing your finances to suit your personal circumstances.

At the same time, because financial planning is a personalised and specialised experience, there is a cost involved. However, the true value of an adviser lies in the sense of financial well-being they inspire ­through guidance, education, timely responses to changing markets and regulation, as well as listening and responding to your evolving needs.

This brings us to the key question: How does an adviser add value to your life, your wealth and your future?

Create measurable goals

A financial adviser can help to translate your life goals into financial goals and put in place milestones to measure progress. They will ask important questions about your income, what you own (inside and outside super), how much risk you want to take on, what kind of life you want in retirement, and what you want to do with your super after you’re gone (especially if you have dependants).

Make tax-savvy decisions

A financial adviser can help you make tax-savvy decisions, such as minimising tax on investments, salary sacrificing into super and adopting transition
to retirement strategies. Often the same investments held in different tax structures can be taxed differently and an adviser can guide you through that.

Speak to a financial adviser today

We have partnered with qualified and experienced financial advisers who can provide comprehensive personal advice. Your first meeting is complimentary, with a fee-for-service model applying after that, so there are no surprises.

Get in touch with us on 1800 025 241 or via and we’ll organise it for you.

2021 Value of an Adviser report is out now

Our experts have developed a formula that sums up the value of working with a financial adviser. Read the report at to understand why this relationship may be one of your best investments.